About Carmen

Carmen Cipolone, Senior Loan Officer


Highly experienced loan professional dealing with Fannie Mae, Freddie Mac, Ginnie Mae, non traditional loans, business loans, and personal loans. Assisting homeowners with their financial needs is my main passion. My goal is to make the loan process as simple as possible. I pride myself in offering the highest level of customer service and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, my purpose is to satisfy your needs. By putting you first, I assure you a pleasurable transaction. "Lets find you a beautiful home and then I will write a simple loan. Contact us to make your dream a reality!" #carmensimpleloan


Great working with you. Everything done as promised.
Jeffry M


Carmen was awesome during the entire proces and made everything super simple for me. I would highly recommend Carmen for your mortgage needs. I couldnât be happier.
Trevor G


Carmen and the staff at American Financial network were extremely friendly and professional; they were a breeze to work with and our re-fi loan was done very well. My state issued new documentation at the beginning of the new year which was quickly and effectively addressed by American Financial. In all it was a very pleasant experience thanks to Carmen and all the folks we worked with at American Financial.
David and Shirley W


Carmen always returned my phone calls and answer all of my questions. He was great to work with and always helped me to understand the entire loan process.
Rachel W


Carmen was informative, patient and on top of everything! Great first time home buying experience!!
Molly A


Carmen was a very professional and friendly in helping me with my refinancing. He was patient with me when he needed to be and yet he was always prompt when he needed to be. He always answered my questions promptly and honestly. I really appreciated him.
Adam W


Carmen was patient & walked us through the process. We never met him before but felt he was a trusted friend who was looking out for our best interest! We are grateful for his help!
Ernie B


Carmen was able to make us feel at ease about all our concerns we had about consolidating.
Kamron K